Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

The American Enterprise

Dan's unique perspective on the economy, the government, and our country's leadership is not commonly found in mainstream media. Designed to enlighten and engage you with what he believes is a refreshing dose of truth, his articles challenge the narratives often presented by mainstream media and encourage critical thinking about the state of our country's enterprise.

Dan offers workarounds and solutions when possible. His aim is to provide actionable solutions to the challenges we may face in these areas.

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Dragging His (Hers, It’s) Feet: Part II of II

The Origins and Journey of a Timeless Idiom

Reverse Mortgages and Probate After the Death of the Borrower

If probate takes longer than 6 months, the reverse mortgage doesn’t automatically “go delinquent, “which should reassure homeowners and heirs that delays won’t cause immediate default.

Reverse Mortgages Are Due Upon The Death of The Borrower!

Disclaimer (general information, not legal advice): Questions about “fraud” turn on intent, what was communicated (or concealed), what documents were signed, and which program (HECM/FHA vs. proprietary) applies. If there’s a real situation behind your hypothetical, it’s worth speaking with an estate/probate attorney and (for HECMs) a HUD-approved reverse mortgage counselor promptly.

Reverse Mortgages: An Excellent Retirement Strategy for Some Homeowners

Turning Home Equity into Retirement Flexibility—Without Monthly Payments

SB-4: California Church Corporations and Nonprofit Low-Cost Housing Building Opportunities.

Are there legal remedies available to the church or nonprofit if a municipality refuses to cooperate and comply with state mandates?

Family Estate Clean Outs:

What was essential to Grandma may not be important to the kids and grandkids!

Our Stuff and The 80/20 Rule:

Most households live like museums—curating, storing, and maintaining far more than they actually use. The 80/20 rule offers a practical way to identify what’s essential and what’s just taking up space, helping you focus on what truly matters in your home and life. Clutter isn’t just what’s on your floors—it’s what’s occupying your bandwidth, adding unnecessary stress and mental load.

When Household Clutter Creates a Locked Cage Without an Exit:

The Psychology Behind “Cleaning Paralysis”—and How to Break It

Slouching Toward Gomorrah: Key Terms in Robert Bork’s Book- Part II

Exploring the Mind of an Intellectual Giant: His level of thought is Captivating.

Slouching Toward Gomorrah (Robert H. Bork): Part I

The Thoughts and Opinions of an Intellectual Giant.

Why Do Shiny Cars Sit Outside, While Accumulated Junk Dwells In the Garage

Park It Inside: Why Reclaiming Your Garage in 2026 Pays Off (and How to Do It)

“(I’ve Had) The Time of My Life”:

The Duet That Became a Cultural Shortcut for Joy

Dirty Dancing (1987):

The Movie Everyone Remembers for the Lift—And Should Remember for the Stakes

“Spinning Truths and Narratives by The Institution of Government” Part II

Affects Government Public Policy (and Why It Matters) Crises Supercharge Spinning, and Spinning Supercharges Crises

Where is America’s Democrat Party Heading? -Quick Read

—Success, Capture, failure, loss, or Self-Inflicted Collapse? Will ordinary people accept systemic fraud? At the beginning and the end: A party can win power by a well-lubricated machinery, but it keeps power only by earning trust. Trust is absent from any equation other than the usual systemic frauds that are pervasive.

The NGOs’ Paradox: A Well-Organized Path to Engage in Fraud

Why Mission-Driven Organizations Attract Fraud—and Who Actually Polices Them, And How Do They Get Away with It?

Loaded for Bear:

The Power of Over-Preparedness in Life and Business

Aretha Franklin’s “Respect”:

The Two-Minute Masterclass That Changed Pop Culture, by the “Queen of Soul.”

From Sock Hops to Spring Break to Summer Vacation

How 1960s Teen Romances Rewrote the 1950s Playbook

America’s Favorite Memory: Teen Romance

How the 1970s Built Nostalgia into Myth