Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Dan has written a powerful article. The link at the end of Affirmations is A+, so you may want to read it as well. I posted this on Facebook. Look at Dan’s fantastic library of articles

— Dale Morrison

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

The Creature from Jekyll Island:

A Second Look at the Federal Reserve by G. Edward Griffin:

Influential People and Bailouts by the Government:

A Century of Focused Intervention Protecting the Rich and Powerful, and Its Consequences

Bail-ins vs Bailouts: Two Paths to Crisis Resolution in Banking

More of the same; The rich people take significant risks- if anything goes wrong, the government borrows money out of thin air and fixes the problem. The ordinary taxpayers are left on the hook for losses. There has never been a greater moral hazard dividing the rich from the ordinary people.

Government Intrusion and the Underground Economy: The Feedback Loop

Excessive government intervention—through laws, regulations, litigation risks, taxation, and punitive measures—creates a cycle that perpetuates informality and secrecy

Why do so many people in America find it profitable and comfortable to stay in sustained poverty?

There are several reasons why some individuals in America find it profitable or comfortable to remain in sustained poverty, even though it seems counterintuitive. These reasons are rooted in structural incentives, psychological factors, and systemic barriers:

The Underground Economy in the United States:

Scope, Causes, Impacts, and Policy Solutions

The Traveling Wilburys

The group stands out as one of the most influential supergroups in rock History, shaping the genre’s evolution and inspiring many fans and musicians.

Influential People and Bailouts by the Government:

A Century of Focused Intervention on the Rich and Powerful, and Its Consequences

“Cattywampus”

Meaning and History is a fun, quirky term in American English, ubiquitous in the Southern and Midwestern regions, helping readers identify its regional context and appropriate usage.

“The Old Testament: The Foundation of Christian Faith”

The Old Testament profoundly shaped the formation and growth of Christianity in several key ways:

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