Reverse Mortgages and Probate After the Death of the Borrower

If probate takes longer than 6 months, the reverse mortgage doesn’t automatically “go delinquent, “which should reassure homeowners and heirs that delays won’t cause immediate default.

Reverse Mortgages Are Due Upon The Death of The Borrower!

Disclaimer (general information, not legal advice): Questions about “fraud” turn on intent, what was communicated (or concealed), what documents were signed, and which program (HECM/FHA vs. proprietary) applies. If there’s a real situation behind your hypothetical, it’s worth speaking with an estate/probate attorney and (for HECMs) a HUD-approved reverse mortgage counselor promptly.

Reverse Mortgages: An Excellent Retirement Strategy for Some Homeowners

Turning Home Equity into Retirement Flexibility—Without Monthly Payments

SB-4: California Church Corporations and Nonprofit Low-Cost Housing Building Opportunities.

Are there legal remedies available to the church or nonprofit if a municipality refuses to cooperate and comply with state mandates?

Building Trades Vendors: Your Real Estate Deal Lives or Dies on Their Performance- Quick Read

The Hidden Infrastructure Behind Every Smooth Closing

Independent Foreclosure Trustees (Agents):

The Referee Who Executes the Real Property Foreclosure Procedure

Top 10 Real Property Inspection Triggers + Lender Responses (Private Lender Playbook)

“Every trigger gets a response: re-trade, reserve, repair-before-fund, or walk.” This approach helps lenders feel equipped and confident in handling property issues effectively.

Real Property Inspections & Condition Assessments:

Where Deals Get Delayed—and Liability Gets Real

Repairs and Construction Trades:

Relating to Real Estate Transactions: Deals Live or Die on Demands Related to Urgent Repairs:

It Takes a Team of Professionals

To Close Loans, Including Third-party Vendors.

Private, Hard, and Bridge Loans:

There are distinct types of non-bank financing, each with unique Features that influence their application and structure.

Private Money vs. Hard Money vs. Bridge Loans (Same Bucket, Different Labels)

When banks decline or delay, private, hard, and bridge loans provide alternative funding options, highlighting their flexibility for quick access.

Reasons Borrowers Choose Private Money Loans (When Banks Can’t—or Won’t—Move)

When a bank says “maybe,” private money answers a different question: “What’s the collateral and what’s the exit?” This focus can reassure borrowers about the security and clarity of their financing options, building trust in private lending.

Bank vs. Private Lending for Real Estate Loans

Frequently Asked Questions (FAQ):

Bank vs. Private Lending for a Real Estate Loan:

What Should You Expect?

Why Private Money Lending Wins (When It’s Let’s Go-Time)

Gritty Borrower Quotes: With a Splash of Humor

Why Private Money Feels “Better” (When Time Matters)

Transactional Coordinators and Loan Processors:

Essential Partners for Mortgage Brokers

Real Estate Loan Underwriting Demystified

What Really Happens Before Loan Approval

Mastering the Loan Submission Process: With Examples Submissions

A Broker’s Guide to Building Lender-Ready Packages