Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

The American Enterprise

Dan's unique perspective on the economy, the government, and our country's leadership is not commonly found in mainstream media. Designed to enlighten and engage you with what he believes is a refreshing dose of truth, his articles challenge the narratives often presented by mainstream media and encourage critical thinking about the state of our country's enterprise.

Dan offers workarounds and solutions when possible. His aim is to provide actionable solutions to the challenges we may face in these areas.

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Dying, No One Cares, or Their Families Are So Poor They Cannot Afford a Proper Funeral.

How many people in the USA die, and no one claims them? They are the unclaimed bodies.

Herding Dogs: My Dog Daisy Jane

Guardians of the Flock and Masters of Instinct

Artificial Intelligence, Socialism, and Human Agency:

Policy Imperatives for Preserving Economic Freedom

Phishing Emails, Chatbots Scams, and Fraudulent Online Contacts: How Much Time is Wasted Daily?

Radicalization: At what point in society does violence send the country into civil war

That’s a profound and complex question, and there is no single threshold; it’s usually a convergence of factors that pushes a society from radicalization into civil conflict.

Political Economy of Dependency: How Governments Benefit from Keeping People Poor- Part II

Dependency, driven by incentives in political institutions and program design, is a central social policy concern that policymakers and researchers must understand to address reliance and promote autonomy effectively.

Who Makes Money by Keeping People Poor, ignorant, and dependent: Part I

That’s a big, systemic question. Rather than a single villain, there’s a set of business models that reliably profit when people have less money, possess less information, and have fewer options. Below is a concise, evidence-based map of who benefits, how the mechanics work, and what countermeasures help.

“In Dreams:” Roy Robison

Sanctuary, Illusion, and the Voice of Vulnerability

Food Products with Natural Ingredients vs. Synthetic Additives- Quick Read

In today’s grocery aisles, consumers are bombarded with labels like “natural,” “organic,” “clean,” and “non-GMO.” These terms often suggest health and purity, but what do they really mean? Understanding the difference between natural ingredients and synthetic substances is essential for making informed choices.

Functional Illiteracy vs. Criminal Behavior: Part IV

Functional illiteracy is generally considered equivalent to low literacy. These terms are often used interchangeably to describe individuals who can read introductory texts but struggle to apply these skills effectively in everyday, practical situations.

Identifying Food Products with Natural Ingredients—and How Big Brands Are Changing

Consumers today are demanding transparency and simplicity in their food, which helps foster trust and confidence. Emphasizing this connection can reassure the audience about the industry’s direction and their role in supporting honest practices.

Functional Illiteracy in America: Part III

Daily Barriers, Human Stories, and a Policy Playbook for Change

Functional Illiteracy: Daily Struggles: Part I

Economic Imperialism and Military Imperialism: Part II of II

Economic Imperialism vs. Military Imperialism framed as two faces of contemporary tyranny:

Economic Imperialism: The Silent Tyranny: Part I of II

“Economic imperialism is tyranny without tanks—control through contracts, not conquest.”

“Chicken Scratches:” It’s About Penmanship, Not A New Dance Craze.

Commercial Loan Structures & Strategies: Guide for Income Property Investors (2026 Edition)

Introduction to Income Property: Lender Underwriting Guidelines and Practices Chapter II: Income Property Classifications

When Most Students Claim Disability: How It Affects Quality Education

Does the process become a systematic form of fraud, like many other subsets of the American Enterprise? There appears to be systemic fraud (conning the system) in almost every subgroup of the American Enterprise. How much fraud in the American enterprise is possible without toppling the entire system?

Functional Illiteracy: Quick Read Part II

A Silent, Systemic Crisis—and How to Fix It –Quick Read