Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

The American Enterprise

A Contrarian’s Look at America’s Enterprise—Economy, Government, and Leadership—Minus the Public-Relations Gloss.

Dan's unique perspective on the economy, the government, and our country's leadership is not commonly found in mainstream media. Designed to enlighten and engage you with what he believes is a refreshing dose of truth, his articles challenge the narratives often presented by mainstream media and encourage critical thinking about the state of our country's enterprise.

Dan offers workarounds and solutions when possible. His aim is to provide actionable solutions to the challenges we may face in these areas.

Search Results

When Real Property Borrowers Default On Their Loan Obligations: Part I of IV

The Key To Preparedness Is Understanding The Legal Procedures

Social Capital: Build It Through Personal Branding & Self-promotion

The Shifting Landscape in Marketing Techniques

Don’t Open A Can Of Worms: Keep The Secrets Handy

Sometimes, Keeping Things Silent Is The Best Approach: Telling The Truth Could Unleash Unforeseen Harm.

Repositioning Office Buildings Into Apartments And Condominiums Is A Complex Process

In many cases, the demolition crew has a job of dismantling economically, physically, and functionally obsolete buildings.

Sid Byron: Meet a Typical American Business Person with a Short Attention Span

Have you ever noticed how short some people's attention spans have become in this fast-paced world?

Friends Do Business with Friends: A Life-Sustaining Premise

Developing Long-Lasting Relationships Is A Key To Business Success As Well As Life’s Satisfaction Level

The Concept Of Red Tape Is Widely Known And Understood

Let’s Cut The Red Tape And Get This Job Done; Distroy The Barriers And All Participants Benefit

The Grass Is Not Always Greener On The Other Side

When individuals take the time to Examine Their lives and Economic well-being introspectively, they often find themselves comparing to others, believing that the grass is greener on the other Side.

I Don’t Have A Pot To Piss In

This Phrase Has Rich Pagentry: A Colorful, Unique Comment About the Plight Of The People

Why Do Hundreds Of Young Beautiful Women Want to Connect with Me On Facebook?

Am I That Special, Charming, Gorgeous, Masculine, Desirable, A Real Hunk? Of Course Not, but I Am A Suspect for Exploitation, Because My Traits Attract Online Scammers

Environmental Hazards in Real Property Require Investigation By Professionals

Serious Risks And Liability For Real Estate Owners, Agents, and Lenders When Properties Are Not Vetted Properly

Elephant In The Room

Everyone knows but there is discompfort in presenting the obvious

Pennies From Heaven Has Turned Into Pennies In The Trash Bin

Let’s Acquire Some Pennies Without Effort Or Risks; Let’s Wish For Unexpected Financial Benefits

A Penny For Your Thoughts: It Costs A Lot More Today To Buy Thoughts, Only Some Unwarrented Opinions Are Still Free

These Days, A Few Pennies Do Not Buy Many Thoughts; Thoughts Require Hard Dollars, and Many Of Them

The Ticking Time Bomb: Buying Now, Paying Later, is a Poor Strategy

Trading Short-Term Gratification for Long-Term Pain

Networking Professional Service Providers with Large Networks of Their Own

Are A Valuable Referral Sources For Private Money Lenders

Tooth and Nail, As A Common Phrase

To Fight or Struggle With Great Determination and Intensity

Insurable Value vs Assessed Value

Valuation Methods and Purposes Differ Greatly

The Crucial Concept of Depreciation in Real Estate Ownership

Depreciation refers to the loss in property value from any cause. It results in diminished value reflecting the difference between the present value and the cost to reproduce or replace.

Real Estate (Private Money) Loan Documents and Related Disclosures

Real Estate Practitioners Should Obtain A Comprehensive Understanding Of The Loan Documentation To Carry Out Their Fiduciary Responsibilities To The Principals.