Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Opinion & Prospective

Hear Dan’s viewpoints about how things work and the intended and unintended consequences, delivered with humor to keep you entertained and engaged.

They are delivered with humor, breaking down the barriers of reality, truths versus illusions, and manufactured narratives.

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“Back Is Against the Wall:” Leadership in Question

A Leadership Playbook for High-Pressure Moments

When Your Back Is Against the Wall: Nonprofit-

A Nonprofit Leadership Playbook for High-Pressure Moments

“Back Is Against the Wall”: When Your-

A Business-Friendly Guide to the Idiom (and Why It Matters)

“Dashboard:”

History, Meaning, and How a Mudguard Became a Data Hub

In the Village of Cockroachville

It is Cockroachville where we first set the scene.

Joseph M. Juran: The Man Who Made Quality a CEO Job

He was also partially responsible for transforming Japan into a world-class manufacturing competitor.

Kaoru Ishikawa, Another Post-WWII Titan That Transformed the Japanese Manufacturing Enterprise to Become A World-Class Competitor.

W. Edwards Deming, Joseph M. Juran, and Kaoru Ishikawa were the three manufacturing titans who transformed Japan into the world-class manufacturing giant it is today.

W. Edward Deming and Joseph Juran: Post WWII Titans Who Transformed Japan.

Why Post-WWII America Rejected Deming and Juran (and Paid for It Later)

Competitors vs. Observers Sitting on the Sidelines in Business:

How Every Sector Balances Drive and Discipline

Why Is American Culture Obsessed with Competition?

From Little League fields to corporate boardrooms, America often feels like one big contest. Why does the U.S. embrace competition so fiercely—sometimes to the point of obsession?

(A Case Study: Optimum Health Institute of San Diego [OHI], a Model of a Well-run Nonprofit Organization)

Visionaries | Innovators | Leaders| Nonprofit Entrepreneurs | Facilitator | Instructors | Managers | Employees | Volunteers

Who Are the Key Players in Your Real Estate Loan Transaction?

A loan transaction isn’t just between a Borrower and a lender—it’s a team effort. Recognizing each participant’s role can help you appreciate how they contribute to a successful deal.

Mastering the Loan Submission Process:

A Broker’s Guide to Building Lender-Ready Packages

Merry Christmas, 2025, from Archie Bunker and Family

Enjoy a little humor with All In The Family at Christmas

Knowledge vs. Wisdom:

Same Family, Different Superpowers

Nonprofits and the Shell Game:

How The Perception of Good Intentions Gets Hijacked

What Is a Grifter?

To understand a grifter, consider someone who uses deception to trick people out of money or property, relying on psychological tactics rather than force.

How Opportunists Turn Movements into Money

What Is Political Grifting?

Optimum Health Institute: The Core Mission

The official mission statement of Optimum Health Institute (San Diego, California, and Austin, Texas) is: “We will serve as a change agent for humankind by improving the physical, mental, and spiritual well-being of everyone we touch.”

The Federal Reserve Isn’t Your Friend: Neither are the Politicians in Washington, DC

However, the core issue isn’t the Federal Reserve.