Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Loan Underwriting Isn’t a Credit Score:

—It’s Proof of a Reliable Borrower with Documentation, Including The Assistance Of His Mortgage Broker

by Dan J. Harkey

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1.     “Banks optimize for price.  Investors optimize for certainty.”

2.     “Institutional lending is built to follow rules—not your purchase contract timeline.”

3.     “Compliance timelines don’t care about your seller’s patience.”

4.     “Underwriting isn’t just risk management—it’s a calendar risk.”

5.     “A TRID redisclosure can turn a clean approval into a failed transaction.”

If your deal is currently facing obstacles or you want a strategic backup for a fast closing in the future, I’m happy to provide some helpful advice.