Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

The American Enterprise

A Contrarian’s Look at America’s Enterprise—Economy, Government, and Leadership—Minus the Public-Relations Gloss.

Dan's unique perspective on the economy, the government, and our country's leadership is not commonly found in mainstream media. Designed to enlighten and engage you with what he believes is a refreshing dose of truth, his articles challenge the narratives often presented by mainstream media and encourage critical thinking about the state of our country's enterprise.

Dan offers workarounds and solutions when possible. His aim is to provide actionable solutions to the challenges we may face in these areas.

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Debt Spiral Deepens: Despite All the Rhetoric

“Despite all the rhetoric, we will go deeper in debt, the Fed will print more money, and the value of the dollar will continue to plummet.” — Ron Paul

Role of Central Banks:

Central Banks—Engines of Coercion, Institutional Theft, and Wealth Transfer (with Case Studies)

Taxation, Coercion, Institutional Theft: Complete Version

Understanding Taxation, Coercion, Institutional Theft, and the Economic Treadmill: A Historical Analysis of Power

Economic Treadmill: Fiat Money, Crisis Backstops, and “Stability” Policies Keep Workers on An-

Central Banks: Engines of Coercion, Institutionalized Theft, and Wealth Transfer “Inflation is a policy of confiscation… taxation by stealth.” — Ludwig von Mises.

“Hollywood Nights” vs. “Night Moves”: Bob Seger’s Glamour, Memory, and the Price of Desire

Bob Seger’s catalog often reads like a map of American longings. Nowhere is that clearer than in the symbolic architectures of “Hollywood Nights” (1978) and “Night Moves” (1976). One song races up canyon roads toward the glittering promise of reinvention; the other idles at a drive-in on the edge of town, where the past glows like a marquee long after the film has ended. Taken together, these tracks form a diptych about place, time, and the costs attached to our most persistent dreams.

Bob Seger: Songs About Glamour, Memory, and the Price of Desire

The symbolism of Bob Seger’s “Hollywood Nights” vs. “Night Moves”

“I’ve Been Searchin’ So Long”: Chicago, 1972,

The song that changed the direction of rock music.

The Long Shadow of Fear: How Policies of Manipulation, Fear, Anxiety, and Control Reshape Democracies

Too Many Balls in the Air: Origin, Meaning, and How to Put a Few Down Without Dropping the Rest

“Too many balls in the air” is one of those phrases that needs no translation. You can feel it. It conjures the image of a juggler trying to keep one more ball aloft than physics—and human attention—will allow. In modern life, the idiom has become a shorthand for overcommitment, cognitive overload, and the risk of failure through excess. This article traces the expression’s roots, clarifies its meaning and nuance, and offers practical techniques for anyone who feels like a circus act in a stiff headwind.

Too Many Balls in the Air: Why This Idiom Still Hits Home

Ever feel like a circus act? That’s the essence of the phrase “too many balls in the air.” It comes from juggling, where adding one more ball makes the entire act exponentially harder. In business and life, it means overcommitment, cognitive overload, and the risk of dropping the ball on something important, leading to decreased productivity and increased stress.

Psycho-Cybernetics by Maxwell Maltz: An Overview

About the Book • Author: Maxwell Maltz (plastic surgeon turned self-help pioneer) • Published: 1960 • Core Idea: Your self-image determines your success, happiness, and behavior. Change your self-image, and you change your life.

Rising Tides Lift All Boats. How Does This Apply to Income Inequality?

The phrase “a rising tide lifts all boats” is often used to suggest that overall economic growth benefits everyone. However, when we look at income inequality, the picture is more nuanced:

Obamacare: A Massive Redistribution from the Productive Class to the Unproductive and Less Productive Classes.

The promotion of Obamacare plans was one of the century’s biggest lies. Which class subsidizes the other class? The regulatory infrastructure gobbles up ½ of the process.

From Mutual Trust to Mutual Distrust- Legal Shields: How Expanding Liability Laws Changed Society

For centuries, social and economic interactions were grounded in mutual trust. Business partners, neighbors, and communities relied on personal integrity and informal agreements to resolve disputes. But as economies grew more complex and risks multiplied, society began shifting away from trust-based relationships toward legal frameworks designed to allocate responsibility and protect against harm. One of the most significant developments in this evolution was the rise of joint and several liability.

Widespread Acceptance of Entitlement and Dependency: a Preferred Lifestyle for many illegals and illegals?

The question touches on cultural, economic, and political transformations in American society over the past century. The mainstreaming of dependency as a value system in the U.S. can be traced through several interwoven developments:

Bridging the Economic Divide in America:

Truth About the Economy: Grapes of Wrath-2026 All Over.

America is living a tale of two economies—a bifurcation of prosperity and despair that has deepened over decades.

How Close Is the U.S. to a Complete Civil War?

The notion of America teetering on the brink of civil war has transitioned from a fringe theory to a topic of mainstream discourse. While a full-blown conflict is not yet on the horizon, the unmistakable signs of profound division and systemic strain demand our immediate attention.

Everything is controlled by the Rich and Powerful: They pay politicians for access, preferential treatment, and the maintenance of the status quo.

There is much evidence that America is a rigged system, rigged by the rich and powerful. Money is the mother’s milk and cookies. Change is virtually impossible without significant restructuring. So far, the people have failed to rise and demand change.

The Ronettes: Queens of the Girl-Group Era

The Ronettes began as a family act in Washington Heights, Manhattan, where sisters Veronica “Ronnie” Bennett and Estelle Bennett, along with their cousin Nedra Talley, grew up singing at family gatherings. Initially known as The Darling Sisters, they honed their harmonies performing at local events and amateur nights, including Harlem’s famed Apollo Theater. Their mixed heritage—African-American, Cherokee, Irish, and Puerto Rican—gave them a distinctive look and cultural identity that would later influence