Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Opinion & Prospective

Hear Dan’s viewpoints about how things work and the intended and unintended consequences, delivered with humor to keep you entertained and engaged.

They are delivered with humor, breaking down the barriers of reality, truths versus illusions, and manufactured narratives.

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Entrenched Bureaucracy and Legislative Burden: A Compounding Threat to Profitability in California’s Real Estate and Insurance Markets

Bureaucracy, onerous laws, and regulations are the economic cancers that continue to metastasize, inflicting severe damage to organizational efficiency and profitability.

What’s Killing Your Profitability?

10 Hidden Counter Forces (with Practical Examples, Metrics, and Fixes)

Understanding Family and Friendship Breakdowns in Polarized Times: Identity, Ideology, and Estrangement:

In an era of heightened ideological polarization, families across America are grappling with a painful reality: loved ones becoming so radicalized that they reject facts, embrace illusions, and sever ties with anyone who disagrees.

The Core Tenets of the Christian Faith: Doctrine, History, and Scripture

From its earliest days, Christianity has centered on a shared confession: one God, revealed in Jesus Christ, present by the Holy Spirit, saving humanity through the cross and resurrection, and gathering a people called the church

Personal Sovereignty and Christian Faith

Reconciling Personal Sovereignty with Commitment to Jesus

The Second Amendment to the U.S. Constitution, ratified in 1791 as part of the Bill of Rights, reads:

“A well-regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.”

The Structural Shift in Remote Work Since COVID-19, and What Comes Next

COVID-19 has transformed remote work from a niche perk to a mainstream operating model. This structural shift, after a sharp pandemic spike and a partial retreat, has now stabilized at a new equilibrium—sector-specific, skill-weighted, and globally uneven.

Does the Bureau of Labor Statistics Lie for Political Gain or Desired Propaganda to Further Their Agenda and Ideology?

The history of the Bureau of Labor Statistics provides false statistics, then revising them later as a propaganda ploy or political ploy. The BLS routinely overestimates or underestimates when it is politically expedient, and revises when it gets caught.

Once a Biker Chick, always a Biker Chick

The kids said, Give it up. No, I was made to disrupt. With every mile, my soul takes flight— I'm the queen of the highway, chasing the night.

California Property Inflation and Insurance Stress: Multiple-Torpedoed-Whammies Against the People and Private Property Rights.

California is experiencing a multitude of counter-economic forces that undermine the dream of homeownership and significantly add to the stresses of current property owners and renters alike.

The Rise of Techno-Surveillance in America: Urgent Need for Privacy in the Age of Data

The American Way of Life depends on The People Continuing to Accept Mass Illusions To perpetuate the Culture and The Economic Systems, including 24/7 surveillance.

Fiat Currency and Inflation Cycles: Understanding the Definition and Connection

Fiat currency—money that derives its value from government decree (force) rather than a physical commodity—has become the foundation of modern economies. While it offers flexibility and efficiency, it also introduces a critical vulnerability: the potential for manipulation, inflationary cycles, and deflationary cycles.

All About Fiat Currency:

Fiat currency plays a central role in inflation because it gives governments and central banks the ability to control the money supply.

The Future of Money: From Dollar Dominance to a Multipolar Currency World

The Life and Times of Elvis Presley: The Undisputed King of Rock and Roll

Why Bureaucracies Keep Growing (Even When There’s No Productive Work Or Action Items To Be Accomplished)

C. Northcote Parkinson nailed it back in 1955:

Parkinson’s Laws - About Personal And Organizational Structure

C. Northcote Parkinson: Timeless Insights for Modern Business

American Graffiti, a Movie that left an indelible mark on our culture, particularly for those of us who are more mature, is an iconic piece of cinematic history.

As a junior teenager, I found myself living every minute of American Graffiti. From the car hops on roller skates to the thrill of cruising to show off your car and your chick, it was a world I was a part of.

“Go Ahead, Make My Day”: Why Dirty Harry’s Lines Still Hit Hard

Few movie characters have carved their way into pop culture like Inspector Harry Callahan. From his debut in Dirty Harry (1971) to his final bow in The Dead Pool (1988), Clint Eastwood’s no-nonsense cop gave us some of the most quotable lines in cinema history. These weren’t just tough-guy one-liners; they were cultural markers of an era wrestling with crime, justice, and authority.

All in the Family Will Never Be Forgotten: Archie and Edith Bunker Will Never Be Forgotten.

Carroll O’Connor and Jean Stapleton, with their unparalleled comedic talent, brought to life the iconic characters of Archie and Edith Bunker. Their masterful portrayal of ignorance and bigotry, playing off each other, was a key element in the show’s enduring appeal.